Position: SME Credit Officer
Type: Full Time
Deadline: 14th February, 2019
Category: Credit
Location: Dar-es-Salaam
Other Categories: Banking ,
Job Level: Intermediate
Roles and Responsibilities
Evaluation and analysis of Credit Applications and provide Recommendation to management
- Ensures that all credit applications are assessed within the agreed SLA time.
- Ensuring that his/her assessment and recommendations of credit applications comply with requirements as per approved Credit and Provisioning Policy.
- Appropriately prepare the SNT and credit templates for referral to BARO.
- Perform Credit reference checks before processing the applications.
- Preparation ofoffer letters and/or any other feedback in respect of the approved facilities and issue them to clients via branches immediately after approval ofthe facility
- Provide timely and appropriate feedback to customer via appropriate channels
- Develop offer letter to clients reflecting the terms and conditions of the approved credit application
- Filing information into Customer information credit monitoring files without fail.
- Ensure that all registers are marked appropriately andkept up to date
- Ensure that all the appropriate records are filed in an acceptable ways. Files are appropriately stored
- Monitoring performance of client’s accounts and where necessary propose remedial measures
- Ensures that approved excesses are diarized and new excess returns filed accordingly.
- Check on daily risk reports and work on exceptions and/or any irregular behaviour.
- Provide specific instructions to business and escalate any issue that will need other stakeholders’ attention.
- Ensure that overdraft facilities are timely reviewed.
Educational Qualifications
- A degree/ Advanced diploma in Finance/ Banking/Business Administration
Experience Requirements
- At least 5 year experience in the related field
TO APPLY CLICK HERE
Thursday, January 24, 2019
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